[ViperX]

My insurance is due next month and after looking around ive managed to get it to £527.

The price above doesn't include legal cover or personal accident cover which ive had in the past (Otherwise its close to £600).

With all these companies out there doing no win no fee claims on accidents that do happen, is there any point adding it to my policy?. Everything else is declared.

 

[Adam]

Isn't the legal cover for if you get sued yourself?

 

[bunch21]

it normally takes the pain out of recovering any loses you may have.

 

[ViperX]

it normally takes the pain out of recovering any loses you may have.

I suppose but does everyone have it on their policies?

 

[mluton]

I have it on mine, not sure what it's exactly for though.


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[Sean]

I'd have legal cover on your policy, suffered a claim myself which i knew was bogus but lost the case anyways and the client wanted £12k of damages which was paid out by my insurance company as I had legal cover otherwise you yourself are liable.

 

[PaulEll]

Covers legal expenses etc not covered on the policy, google it and it will give you the full details! I always have it just in case! Wouldn't bother with the personal accident cover though

 

[Astra_Lad]

i have the legal cover to help with any claims but dont go for personal cover as you said theres so many no win no fee companies about

 

[SRI-Prodrive]

for the sake of £70 :| ... its a no brainer .. take all the cover you can get!

 

[Nimraynn]

I didn't bother with the personal accident cover, but the legal cover was included in my policy and seemed sensible to have.

 

[ViperX]

for the sake of £70 :| ... its a no brainer .. take all the cover you can get!

I dont like paying for things i dont need. Id rather use it towards something i do.

Ill add the legal cover, seems the sensible thing to do

 

[Matt]

for the sake of £70 :| ... its a no brainer .. take all the cover you can get!

Im with you, since im young and my insurance is still a grand nearly, whats £50, ive got everything, fully comp, windscreen, breakdown, legal, courtesey car etc etc

 

[blink]

I always get it on the car insurance, and the house insurance too, never know when someone is going to try and sue you, or for your house, try to do a land grab!

 

[Joe CDTi]

I wouldn't be without it.

 

[sam]

The legal cover covers uninsured losses, eg if you have time off work and loose out on money etc

 

[dannyxp]

add them for the sake of 70 quid. its £6.30 extra a month